John Hart Insurance Agency is a leading provider of entertainment insurance in California has identified top methods to reduce entertain insurance costs.
Automobile Program - Make sure all your commercial vehicles are "classified" correctly. For example, having a pick-up classified as a commercial delivery truck can increase costs. Consider self-insuring physical damage coverage on certain vehicles.
Workers' Compensation - If you have had large losses, it could be beneficial to have a third party medical bill review completed.
Increase Deductibles - Consider increasing your property deductible to $5,000, or even $10,000. Also, think about increasing auto deductibles on older vehicles. If your losses are low, over time you might save enough in premiums to pay for future losses.
Have us complete an audit of your entire program - We can evaluate exposures your company has, and discover what options would be best for your individual needs. We can become a second set of eyes to uncover exposures not currently addressed.
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Los Angeles, CA 90067